Credit Analyst

Credit Analyst: Reorg Research Limited

Whether already part of the industry, or ready for a brand new challenge, Reorg Research Limited is looking for an enthusiastic individual to join the organisation and play a key role in servicing its clients. Applicants should have a strong customer focus as they may be dealing with external clients as well as various departments within the company. Please visit the website for further information about this role.

Position: Credit Analyst
Location: Hong Kong
Hours: Full Time
Salary Guide: £25,000 – £40,000
Last Updated: 19 June 2022
Job Category: Accountancy:Purchasing

Credit Analyst Role:

A Credit Analyst, or Credit Risk Analyst is responsible for analysing the creditworthiness of customers and potential debtors. Duties include gathering and reviewing the financial data of loan applicants, assessing an applicant’s ability to repay a loan and recommending loans to be approved or denied.

Other Duties:

• Monitoring the lending activities of an organisation and ensuring that businesses operate within the right credit risk 
• Developing advanced analytics and modelling of credit and retailer risk strategy and policies 
• Ensuring that advanced analytics and modelling are compliant with the set policies and regulations 
• Producing reports that are accurate, insightful and relevant to the company 
• Managing specifications, implementations and testings of strategy changes 
• Supporting a business to perform better credit life cycle and risk analysis 
• Working with technologies and a data team to enhance the capabilities of a business 
• Reviewing and assessing the financial activities of a person to find out their credit risks 
• Assisting with company and client audits 
• Responding to enquiries from lenders