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American Express is seeking a Credit Analyst to join our team in evaluating and assessing the creditworthiness of new and existing clients. This posit... Role: Credit Analyst, Category: Accountancy:Purchasing, Size: 11-50
CREDIT ANALYST: Debut
American Express is seeking a Credit Analyst to join our team in evaluating and assessing the creditworthiness of new and existing clients. This position will involve detailed financial analysis, reporting, and collaboration with cross-functional teams to ensure timely and data-driven decisions.
Position: Credit Analyst
Location: Poole
Hours: Full Time
Salary Guide: £25,000 – £40,000
Last Updated: 26 May 2025
Job Category: Accountancy:Purchasing
Credit Analyst Role:
A Credit Analyst, or Credit Risk Analyst is responsible for analysing the creditworthiness of customers and potential debtors. Duties include gathering and reviewing the financial data of loan applicants, assessing an applicant’s ability to repay a loan and recommending loans to be approved or denied.
Other Duties:
- Monitoring the lending activities of an organisation and ensuring that businesses operate within the right credit risk
- Developing advanced analytics and modelling of credit and retailer risk strategy and policies
- Ensuring that advanced analytics and modelling are compliant with the set policies and regulations
- Producing reports that are accurate, insightful and relevant to the company
- Managing specifications, implementations and testings of strategy changes
- Supporting a business to perform better credit life cycle and risk analysis
- Working with technologies and a data team to enhance the capabilities of a business
- Reviewing and assessing the financial activities of a person to find out their credit risks
- Assisting with company and client audits
- Responding to enquiries from lenders
